The Flipkart Axis Bank Credit Card is a great option for those who love to shop online and want to earn rewards while doing so. With attractive benefits, cashback offers, and exclusive deals, this credit card is a top choice for many shoppers. Whether you’re a frequent Flipkart shopper or just looking for a card with great benefits, this credit card is definitely worth considering.. Let’s dive into all the important details you need to know about Flipkart Axis Bank Credit Card.
Key Features of Flipkart Axis Bank Credit Card
- International Usage: You can use the Flipkart Axis Bank Credit Card internationally for both online and offline transactions.
- Reward Points: Earn reward points on all transactions, which can be redeemed for discounts and offers on Flipkart and Myntra.
Flipkart Axis Bank Credit Card Benefits
The Flipkart Axis Bank Credit Card is designed to provide incredible value to its users. Here are some of the top benefits that come with the card:
Cashback and Reward Points
- 5% Cashback on Flipkart & Myntra Purchases: This is one of the biggest draws of the card. You can earn up to 5% cashback on your Flipkart and Myntra purchases, making it perfect for online shopping lovers.
- 1.5% Cashback on Other Transactions: For every other transaction (apart from Flipkart and Myntra), you earn 1.5% cashback, which is a great incentive.
Shopping Benefits
- Exclusive Offers on Flipkart and Myntra: Cardholders get access to special deals and offers on both platforms.
- No Cost EMI: You can shop on Flipkart and Myntra and opt for no-cost EMI options, making it easier to pay for large purchases.
Fuel Surcharge Waivers
- Fuel Benefits: The Flipkart Axis Bank Credit Card offers a 1% fuel surcharge waiver on all fuel purchases made using the card. This helps save money on regular fuel expenses.
Welcome Benefits
- Flipkart Vouchers: New cardholders receive Flipkart vouchers worth ₹500 to ₹1000 as a welcome gift. These vouchers can be redeemed on future purchases.
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How to Apply for Flipkart Axis Bank Credit Card
Applying for the Flipkart Axis Bank Credit Card is a simple and straightforward process. You can apply online in just a few steps.
Steps to Apply Online
- Visit the Official Axis Bank Website: Go to the Flipkart Axis Bank Credit Card page on the official Axis Bank website.
- Click on Apply Now: You will find an option to “Apply Now.” Click on it to start your application.
- Fill in the Application Form: Provide personal, financial, and contact details.
- Submit Required Documents: You’ll need to upload documents such as identity proof, address proof, income proof, and a photograph.
- Wait for Approval: After submission, the bank will process your application and verify your details. Once approved, your card will be delivered to your address.
Eligibility Criteria
- Income Requirement: A minimum monthly income of ₹20,000 or more (varies based on employment type)
- Minimum Age: 21 years (for primary cardholder)
- Maximum Age: 60 years (for primary cardholder)
Flipkart Axis Bank Credit Card Charges
Like every credit card, the Flipkart Axis Bank Credit Card comes with certain charges and fees:
| Charge | Amount |
|---|---|
| Annual Fee | ₹500 – ₹1,000 |
| Late Payment Fee | ₹100 – ₹1,000 |
| Over Limit Fee | ₹500 |
| Cash Withdrawal Fee | 2.5% or ₹300, whichever is higher |
Flipkart Axis Bank Credit Card Status
To check the status of your Flipkart Axis Bank Credit Card application, follow these steps:
- Visit Axis Bank’s Official Website: Go to the credit card status tracking section.
- Enter Your Application Reference Number: You’ll need the application number provided during your application submission.
- Track Your Status: You can check whether your application is approved, rejected, or still in process.
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Flipkart Axis Bank Credit Card Limit
Your credit limit on the Flipkart Axis Bank Credit Card is determined based on factors like your credit score, income, and spending habits. Typically, the limit can range from ₹10,000 to ₹5,00,000, depending on these factors.
Increasing Your Credit Limit
To increase your limit, contact the bank’s customer support team and request an increase. You’ll need to provide updated financial documents to prove your eligibility.
Flipkart Axis Bank Credit Card Customer Care
For any issues or concerns regarding your card, you can contact the Flipkart Axis Bank Credit Card customer care team:
- Toll-Free Number: 1860-419-5555 or 1860-500-5555
- Email: customer.service@axisbank.com
Flipkart Axis Bank Credit Card – Eligibility Criteria
The Flipkart Axis Bank Credit Card is available for individuals meeting the following criteria:
- Employment Type: Salaried, self-employed, or business owners
- Minimum Age: 21 years (for primary cardholder)
- Maximum Age: 60 years (for primary cardholder)
- Income Criteria: ₹20,000 per month (for salaried individuals)
Flipkart Axis Bank Credit Card vs. Other Credit Cards
| Feature | Flipkart Axis Bank | Other Credit Cards |
|---|---|---|
| Cashback on Flipkart/Myntra | 5% | 1% – 2% |
| Fuel Surcharge Waiver | 1% | Rare |
| Welcome Benefits | ₹500 – ₹1000 voucher | Varies |
The Flipkart Axis Bank Credit Card offers higher cashback rates and exclusive e-commerce deals compared to most other credit cards.
American Express Partnership
American Express cardholders enjoy exclusive benefits with Flipkart Axis Bank, such as increased reward points and access to premium deals.
Flipkart Axis Bank Credit Card: Pros And Cons
Advantages
- 5% Cashback on Flipkart & Myntra Purchases – Great for frequent shoppers on these platforms.
- No-Cost EMI – You can purchase big-ticket items and pay in easy installments without extra charges.
- Fuel Surcharge Waiver – 1% off on fuel purchases helps reduce everyday expenses.
- Exclusive Offers and Discounts – Get access to special deals on Flipkart and Myntra.
- Welcome Benefits – Receive vouchers worth ₹500 to ₹1000 upon card approval.
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Disadvantages
- Annual Fee – The card comes with an annual fee ranging from ₹500 to ₹1,000.
- High Late Payment Charges – Late payment fees can go up to ₹1,000.
- Cash Withdrawal Fees – Cash withdrawals incur a 2.5% fee or ₹300, whichever is higher.
- Limited Cashback on Non-Flipkart Purchases – Cashback on non-Flipkart purchases is lower (1.5%).
- Eligibility Requirements – Requires a minimum monthly income of ₹20,000, which may not be suitable for everyone.
Conclusion
If you love shopping online and want to make the most out of every purchase, the Flipkart Axis Bank Credit Card is a fantastic option. With great cashback rewards, exclusive deals, and added perks like fuel surcharge waivers, this card is a must-have for frequent shoppers.
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